📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app. John Delony and Jade Warshaw answer your questions and discuss: "I'm $350k in debt with a baby on the way," "Is it realistic to have a wedding for $10,000?" "My fiancée bought a home with her mother 20 years ago. How do we get her off the mortgage?" "My dad retired at 49 then asked me to lend him money to pay off his debt" "Does my girlfriend love me or just want to get married for citizenship?" Next Steps: ✅ ⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠send us an email.⁠⁠⁠⁠ 💰⁠⁠⁠⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠⁠⁠⁠ 💵⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠ Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at ⁠⁠⁠⁠Aldi⁠⁠⁠⁠ 🌱 Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠ 📱Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today! 🏥 Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠ 🏡 Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠ 🔒 Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠ 🏦 Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle! 🥗 Save 15% on your first ⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠ order with code RAMSEY ⛨ Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠ 💸 To find out more about student loan refinancing, check out⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠ 💻 Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more 🗂️ Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠ 💵 Learn more about ⁠⁠⁠⁠Timothy Plan⁠⁠⁠⁠ 🏛 Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY 🔐 Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app. John Delony and George Kamel answer your questions and discuss: "Should we financially support our mother after she was abusive to me and my siblings?" "How do I recover after being scammed out of half my life savings?" "How do I get my fiancé to commit to paying off his debt?" "How do we balance saving for our kids' future vs. having more fun in the present?" "How do we get out of the cycle of being underpaid and living in poverty?" "My husband has no interest in combining our finances" Next Steps: ✅ ⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠send us an email.⁠⁠⁠⁠ ❤️‍🩹 Get trusted insurance coverage that fits your budget. 💰⁠⁠⁠⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠⁠⁠⁠ 💵⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠ Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at ⁠⁠⁠⁠Aldi⁠⁠⁠⁠ 🌱 Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠ 📱Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today! 🏥 Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠ 🏡 Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠ 🔒 Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠ 🏦 Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle! 🥗 Save 15% on your first ⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠ order with code RAMSEY ⛨ Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠ 💸 To find out more about student loan refinancing, check out⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠ 💻 Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more 🗂️ Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠ 💵 Learn more about ⁠⁠⁠⁠Timothy Plan⁠⁠⁠⁠ 🏛 Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY 🔐 Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app. George Kamel and Rachel Cruze answer your questions and discuss: "How do I get my husband to allow me to have my own money?" "Do I need to start building my credit score at 19 years-old?" "Should I be concerned that my girlfriend has no desire to work?" "Is my phone bill debt?" "How do convince my 17 year old son that day trading isn't a good way to make money?" "I'm getting divorced and drowning in debt, what do I do?" Current housing market trends, "Can I afford a million dollar house?" Next Steps: ✅ ⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠send us an email.⁠⁠⁠⁠ 💵⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠ 💰⁠⁠⁠⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠⁠⁠⁠ 🏠 ⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home. ⁠⁠⁠⁠⁠ Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at ⁠⁠⁠⁠Aldi⁠⁠⁠⁠ 🌱 Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠ 📱Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today! 🏥 Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠ 🏡 Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠ 🔒 Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠ 🏦 Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle! 🥗 Save 15% on your first ⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠ order with code RAMSEY ⛨ Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠ 💸 To find out more about student loan refinancing, check out⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠ 💻 Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more 🗂️ Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠ 💵 Learn more about ⁠⁠⁠⁠Timothy Plan⁠⁠⁠⁠ 🏛 Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY 🔐 Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app. Ken Coleman and Rachel Cruze answer your questions and discuss: "Can I 'divorce' my entitled children?" "How do I recover from having my credit history wiped?" "My agent keeps insisting I should keep my four whole life insurance polices." "I struggle with giving money, does that make me a bad person?" "My husband wants to sell our house and rent in order to pay off debt, but I don't want to do that." "I'm worried I'm not going to be able to provide for my soon-to-be wife and child" "How do I help my in-laws while we are working the Baby Steps? They currently don't have any retirement savings." Next Steps: ✅ ⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠send us an email.⁠⁠⁠⁠ 💰⁠⁠⁠⁠⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠⁠⁠⁠ 🏠 ⁠⁠⁠⁠Get organized and prepared to buy or sell a home. ⁠⁠⁠⁠ 💵⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠ Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at ⁠⁠⁠⁠Aldi⁠⁠⁠⁠ 🌱 Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠ 📱Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today! 🏥 Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠ 🏡 Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠ 🔒 Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠ 🏦 Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle! 🥗 Save 15% on your first ⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠ order with code RAMSEY ⛨ Find top Health Insurance Plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠ 💸 To find out more about student loan refinancing, check out⁠⁠⁠⁠ Laurel Road⁠⁠⁠⁠ 💻 Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more 🗂️ Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠ 💵 Learn more about ⁠⁠⁠⁠Timothy Plan⁠⁠⁠⁠ 🏛 Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY 🔐 Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Ken Coleman answer your questions and discuss: "How can I stay afloat since my husband stopped making child support payments?" "We keep going into the red every month. What should we default on?" "Should I disclose my net worth to my wife? I'm afraid of her bad spending habits getting worse" "Is it true that 85% of shares in the stock market are owned by three major companies?" "Should we move or remodel our house due to my wife's disability?" "My husband and I are in the process of separating, how do I support myself financially after the divorce?" Discussion of the stock market recovery. Next Steps: ✅ ⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠send us an email.⁠⁠⁠ 🏠 ⁠⁠⁠Get organized and prepared to buy or sell a home. ⁠⁠⁠ 💰⁠⁠⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠⁠⁠ 💵⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠ Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at ⁠⁠⁠Aldi⁠⁠⁠ 🌱 Get 10% off your first month of⁠⁠⁠ BetterHelp⁠⁠⁠ 📱Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ to switch today! 🏥 Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠ 🏡 Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠ 🔒 Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠ 🏦 Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle! 🥗 Save 15% on your first ⁠⁠⁠Field of Greens⁠⁠⁠ order with code RAMSEY ⛨ Find top Health Insurance Plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠ 💸 To find out more about student loan refinancing, check out⁠⁠⁠ Laurel Road⁠⁠⁠ 💻 Visit⁠⁠⁠ NetSuite⁠⁠⁠ today to learn more 🗂️ Use promo code RAMSEY for 18% off at ⁠⁠⁠The Nokbox⁠⁠⁠ 💵 Learn more about ⁠⁠⁠Timothy Plan⁠⁠⁠ 🏛 Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY 🔐 Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠ 🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠ 🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠ 💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠ 💰 ⁠⁠⁠George Kamel⁠⁠⁠ 🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠ 📈 ⁠⁠⁠EntreLeadership⁠⁠⁠ ⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 ⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app. George Kamel & Jade Warshaw answer your questions and discuss: "How do I get out of $520K in mortgages that my deceased father took out in my name?" "My wife told me she wants a divorce. Should we stop paying off debt?" "How specific should a budget be?" "Should I pay off my HELOC in Baby Step 1 or 6?" "I can't get life insurance due to a heart transplant so should I invest more instead?" "I've been stuck on Baby Step 1 for three years. How do I stabilize my finances?" "My husband and I disagree on how to pay for our beach house. What should we do?" Next Steps: ✅ ⁠⁠Help us make the show better by taking this short survey!⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠send us an email.⁠⁠ 🎟️ ⁠⁠⁠⁠⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today⁠⁠ 🏠 ⁠⁠Get organized and prepared to buy or sell a home. ⁠⁠ 💰⁠⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠⁠ 💵⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠ Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at ⁠⁠Aldi⁠⁠ 🌱 Get 10% off your first month of⁠⁠ BetterHelp⁠⁠ 📱Go to ⁠⁠Boost Mobile⁠⁠ to switch today! 🏥 Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠ 🏡 Get started today with⁠⁠ Churchill Mortgage⁠⁠ 🔒 Get 20% off when you join ⁠⁠DeleteMe⁠⁠ 🏦 Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle! 🥗 Save 15% on your first ⁠⁠Field of Greens⁠⁠ order with code RAMSEY ⛨ Find top Health Insurance Plans at ⁠⁠Health Trust Financial⁠⁠ 💸 To find out more about student loan refinancing, check out⁠⁠ Laurel Road⁠⁠ 💻 Visit⁠⁠ NetSuite⁠⁠ today to learn more 🗂️ Use promo code RAMSEY for 18% off at ⁠⁠The Nokbox⁠⁠ 💵 Learn more about ⁠⁠Timothy Plan⁠⁠ 🏛 Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY 🔐 Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠The Ramsey Show Highlights⁠⁠ 🧠 ⁠⁠The Dr. John Delony Show⁠⁠ 🍸 ⁠⁠Smart Money Happy Hour⁠⁠ 💡 ⁠⁠The Rachel Cruze Show⁠⁠ 💰 ⁠⁠George Kamel⁠⁠ 🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠ 📈 ⁠⁠EntreLeadership⁠⁠ ⁠⁠Ramsey Solutions Privacy Policy⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ 📱 Watch the full episode for free in the Ramsey Network app. George Kamel and Ken Coleman answer your questions and discuss: "Should we sell or keep a house we regret buying?" "How do I convince my husband to use our savings to pay off debt?" "I bought a house with my ex-fiancé and now the house is going into foreclosure." "How do I plan for future debt?" "Should I focus on paying off the negative equity on my truck?" "Do I need to get a credit card to build my credit?" "My nephew is refusing to take care of his parents and the burden is now falling on us. How do we get him to start contributing?" Next Steps: ✅ ⁠Help us make the show better by taking this short survey!⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠ 💰⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠ 💵 ⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠ 🎟️ ⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today⁠ Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at ⁠Aldi⁠ 🌱 Get 10% off your first month of⁠ BetterHelp⁠ 📱Go to ⁠Boost Mobile⁠ to switch today! 🏥 Learn more about⁠ Christian Healthcare Ministries⁠ 🏡 Get started today with⁠ Churchill Mortgage⁠ 🔒 Get 20% off when you join ⁠DeleteMe⁠ 🏦 Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle! 🥗 Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY ⛨ Find top Health Insurance Plans at ⁠Health Trust Financial⁠ 💸 To find out more about student loan refinancing, check out⁠ Laurel Road⁠ 💻 Visit⁠ NetSuite⁠ today to learn more 🗂️ Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠ 💵 Learn more about ⁠Timothy Plan⁠ 🏛 Get started with ⁠YRefy⁠ or call 844-2-RAMSEY 🔐 Visit⁠ Zander Insurance⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠The Ramsey Show Highlights⁠ 🧠 ⁠The Dr. John Delony Show⁠ 🍸 ⁠Smart Money Happy Hour⁠ 💡 ⁠The Rachel Cruze Show⁠ 💰 ⁠George Kamel⁠ 🪑 ⁠Front Row Seat with Ken Coleman⁠ 📈 ⁠EntreLeadership⁠ ⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ 📱 Watch the full episode for free in the Ramsey Network app. Jade Warshaw and Ken Coleman answer your questions and discuss: "Are we using our sinking funds as a form of debt?" "My In-laws built a suite attached to our house. We no longer like this arrangement, how do we get out of this?" "Do I need to honor my grandmother's wishes in regards to the inheritance she left us?" "Should we stop paying down our debt to buy an RV?". Next Steps: ✅ ⁠Help us make the show better by taking this short survey!⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠ 🎟️ ⁠⁠⁠⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today⁠ 🏠 ⁠Get organized and prepared to buy or sell a home. ⁠ 💰⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠ 💵⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at ⁠Aldi⁠ 🌱 Get 10% off your first month of⁠ BetterHelp⁠ 📱Go to ⁠Boost Mobile⁠ to switch today! 🏥 Learn more about⁠ Christian Healthcare Ministries⁠ 🏡 Get started today with⁠ Churchill Mortgage⁠ 🔒 Get 20% off when you join ⁠DeleteMe⁠ 🏦 Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle! 🥗 Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY ⛨ Find top Health Insurance Plans at ⁠Health Trust Financial⁠ 💸 To find out more about student loan refinancing, check out⁠ Laurel Road⁠ 💻 Visit⁠ NetSuite⁠ today to learn more 🗂️ Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠ 💵 Learn more about ⁠Timothy Plan⁠ 🏛 Get started with ⁠YRefy⁠ or call 844-2-RAMSEY 🔐 Visit⁠ Zander Insurance⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠The Ramsey Show Highlights⁠ 🧠 ⁠The Dr. John Delony Show⁠ 🍸 ⁠Smart Money Happy Hour⁠ 💡 ⁠The Rachel Cruze Show⁠ 💰 ⁠George Kamel⁠ 🪑 ⁠Front Row Seat with Ken Coleman⁠ 📈 ⁠EntreLeadership⁠ ⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ 📱 Watch the full episode for free in the Ramsey Network app. Ken Coleman and Jade Warshaw answer your questions and discuss: "Should I drain my savings to pay off debt if I have a one-year-old?" "I'm 64 years old and my investments aren't making money," "How can I get out of a debt relief program?" "How can I grow my savings while working on my career?" "Should we share details about our financial situation with our kids?" "How do I deal with a family member who brags about how much money she makes and spends?" "How do we get out of $1M in debt?" Next Steps: ✅ ⁠Help us make the show better by taking this short survey!⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠ 💵⁠⁠ ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠ 🎟️ ⁠⁠⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today 🏠 Find a Ramsey Trusted Real Estate Agent 💰⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠ Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at ⁠Aldi⁠ 🌱 Get 10% off your first month of⁠ BetterHelp⁠ 📱Go to ⁠Boost Mobile⁠ to switch today! 🏥 Learn more about⁠ Christian Healthcare Ministries⁠ 🏡 Get started today with⁠ Churchill Mortgage⁠ 🔒 Get 20% off when you join ⁠DeleteMe⁠ 🏦 Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle! 🥗 Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY ⛨ Find top Health Insurance Plans at ⁠Health Trust Financial⁠ 💸 To find out more about student loan refinancing, check out⁠ Laurel Road⁠ 💻 Visit⁠ NetSuite⁠ today to learn more 🗂️ Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠ 💵 Learn more about ⁠Timothy Plan⁠ 🏛 Get started with ⁠YRefy⁠ or call 844-2-RAMSEY 🔐 Visit⁠ Zander Insurance⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠The Ramsey Show Highlights⁠ 🧠 ⁠The Dr. John Delony Show⁠ 🍸 ⁠Smart Money Happy Hour⁠ 💡 ⁠The Rachel Cruze Show⁠ 💰 ⁠George Kamel⁠ 🪑 ⁠Front Row Seat with Ken Coleman⁠ 📈 ⁠EntreLeadership⁠ ⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices